COBRA Alternatives

Most people do not realize that COBRA is not their only option when leaving a job.  Employers are under no legal obligation to help the departing employee to seek individual health insurance after they leave.  While COBRA might be right for some people, an individual health insurance plan may cost the employee a fraction of what COBRA would cost them (assuming they have no pre-existing medical conditions).  We work with PEO's, staffing agencies, HR consultants and employers to compare and provide individual health insurance as a COBRA alternative for employees.  Contact Us today for more information on how we can help you.

HERE'S HOW IT WORKS:

During the exit process from the employer, the employee is provided with instructions on how to contact us to get a major medical health insurance plan specifically suited to each individual situation.  We will consult with the employee and help them shop and compare plans from insurance companies in their geographic location.  The individual will then be able to compare the COBRA option and the individual health insurance option and decide which plan makes the most sense for them.  If applicable, we then help them apply for and get the individual health insurance plan they want - often in as little as 24-48 hours.

FREE DISCOUNT PRESCRIPTION CARD:

Regardless of their decision to choose COBRA or a major medical plan, each employee is given one of our FREE discount prescription cards.  This card will enable the employee and their entire household to get discounts on nearly all medications at thousands of pharmacy locations.  Try it now - Click here for FREE Prescription Discount Card.  There are no deductibles, no limit on usage and no cost for them to use this card - it's free.