Hospital Indemnity Plans

Indemnity plans (sometimes referred to as "mini-meds") are a popular choice for individuals and families who find it difficult to medically qualify or afford a traditional major medical plan.  These plans reimburse you for your medical expenses regardless of who provides the service, although in some cases your reimbursement amount may be limited.  It also may be a great option for people who wish to supplement their existing group or individual coverage.

Typical benefits of an indemnity plan may include:

• Fixed benefit for hospital stay (e.g. $1,500/day for up to 31 days)
• Fixed or scheduled benefit for surgery (e.g. up to $10,000)
• Fixed benefit for physician visits (e.g. member receives $75 to see their doctor)
• Fixed benefit for anesthesia and lab work